Reasons to order an appraisalTo a lot of people, an appraisal is simply one more thing on the break-sheet for a home sale or refinance. Even though there are a budding number of automated home valuation systems that may seem more economical than an appraisal, most lenders still want a local expert because the stakes are so high. Is getting a mortgage the only reason you should get an appraisal? Are there other instances when the services of a certified, independent real estate professional might come in handy? You bet. 
Appeal your tax assessment in Worcester CountyIf you are in an area where the value of property has declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. At , we're capable of assisting you in disputing your tax assessment. PMI removal to lower a mortgage paymentWhen the amount being loaned to the home buyeris more than 80% of the actual value of the home, nearly all lenders ask homeowners to take out this additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the additional payment is usually bundled into the monthly mortgage payment, it is often forgotten. This is unfortunate because PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to get rid of PMI, will provide you with a statement regarding the value of your home. The expense of the home valuation can usually be regained in little time because you'll no longer be paying the PMI. Get your appraisal from Order todayGet a fair valuation on a home take make a divorce settlement less stressfulA divorce is a very traumatic ordeal for the parties involved, and it is often even more complicated by the troublesome decision of who keeps the house. So both parties are entirely aware of the true market value of their property, it's a good idea to get an appraisal from , regardless of the circumstances. If the parties wish to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Determine a fair and accurate valuation for estate liquidationThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion. Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these matters. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal. Move to or from Worcester County for workWe understand the headaches associated with an employee relocation. That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. During our detailed inspection, we suggest relocating employees to provide feedback on the positive aspects of their property, along with information about any new sales or listings in their neighborhood that they want considered. Close on your home quickly — at an accurate priceA professional appraisal will help you make a more informed decision when determining your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees aren't a percentage of the sales price, but rather they rest on our efforts to finish the appraisal report. On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties stay on the market. 
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